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BENEFIT FUNDS

Important Updates

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The Transparency in Coverage Final Rule requires disclosure of the negotiated rates with in-network providers and the historic allowed amounts paid to out-of-network providers, for all health plans available to employers.
Click here for access to files containing this information for the plans covered.

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Check back here for updates and changes to Plan benefits or for other relevant information.

SOME DETAILS

About My Plan

The Roofers’ Unions Welfare Trust Fund and the Roofers’ Pension Plan (Funds) were formed subject to collective bargaining agreements by and between various Local 11 Roofers, Waterproofers and Allied Workers and employers in the roofing industry. Due to economies of scale and a mobile workforce, the collective bargaining parties designed the Funds as “multiemployer” Funds so that workers for the unionized employers in the industry could be covered by one health benefit program.

Under the multiemployer trust fund arrangement, industry employers make contributions to the Funds, in amounts required by the Collective Bargaining Agreements, on behalf of employees working under those agreements. These contributions are just a part of the overall wage/benefit package negotiated by the union and the employers. The Fund’s Board of Trustees, which consists of industry labor and management leaders, receives the contributions, holds them in trust to pay benefits and administrative expenses, and invests the reserves for the future.

To clarify the work necessary for an employee to be eligible for benefits, and to specify the benefits available, the Board of Trustees has adopted Benefit Rules governing the provision of benefits. These Benefit Rules represent the efforts of the Trustees to secure the best benefits possible for the largest number of employees and dependents. The Benefit Rules for the Plan are reproduced in the Summary Plan Description.

The Welfare Fund is not an insurance company that returns profits to its investors. The Fund uses all contributions and earnings either to provide benefits to employees and their dependents or to pay necessary expenses.

The Trustees of the Roofers’ Unions Welfare Trust Fund and the Roofers’ Pension Plan hire Wilson-McShane Corporation to perform various functions associated with administration of the Fund. This includes processing medical claims, dental claims, vision claims, and disability income benefits as well as eligibility administration and employer contribution processing. Additionally, they process pension applications and pay all associated pension benefits that are due to eligible retirees. The Plan also contracts with a variety of other Service Providers, such as BCBS, EyeMed, Delta Dental and CVS.

BCBS is the Plan’s Medical Preferred Provider Organization (“PPO”). The Plan contracts with BCBS to utilize their network of providers and doctors. Using the BCBS network, the Plan receives significant discounts on incurred claims.

If you have questions regarding your benefits, please contact the Fund Office, Wilson-McShane Corporation, at:
Wilson-McShane Corporation
2021 Swift Drive, Suite B
Oak Brook, IL 60523
Phone: (847) 827-1029
Fax: (630) 928-1677

FUND SPECIFIC INFORMATION

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